Farmers of Salem offers its policyholders insurance products that protect their most valuable assets. Their knowledgeable employees work closely with Muller Insurance to present a product that is competitively priced, delivered in a timely and accurate manner, with courtesy and professionalism.
Why Farmers of Salem?
- Farmers of Salem Mission
Providing insurance services to the financial-buying public today and tomorrow.
- Farmers of Salem Commitment
Their commitment to the security of our policyholders is solidified by adhering to sound management and solid business practices, ensuring that they are adequately protected and have peace of mind at the time of a loss.
Farmers of Salem Mission
Farmers of Salem Commitment
|Providing insurance services to the financial-buying public today and tomorrow.
||Their commitment to the security of our policyholders is solidified by adhering to sound management and solid business practices, ensuring that they are adequately protected and have peace of mind at the time of a loss.
Personal Insurance Lines
Protect your Home and Family with Farmers of Salem
Farmers of Salem has been in the business of offering quality Homeowners products since 1851. Whether it’s your home or your possessions, let us help you protect what you value most from the unexpected loss. Whether it’s fire, lightning, theft or an injury on your property, Farmers of Salem’s comprehensive homeowners coverage will protect your most valuable assets. We also offer many coverage enhancement options.
Condominium Unit Owners Insurance
Condo Unit Owners Coverage
The Condo Association’s policy covers the building itself and any commonly owned property. How far that coverage extends, depends upon the condo association by-laws. A condo unit owner’s policy will provide protection for permanent additions/alterations, personal property and liability.
Landlord Insurance through Farmers of Salem’s Combination Dwelling Program
Rental properties are important investments and provide you a valuable added source of income. However, with that comes added risk, such as damage to your property or the injury of a tenant or guest.
Farmers of Salem has you covered
Let Farmers of Salem’s Combination Dwelling Program protect your 1-4 family rental or seasonally occupied property with comprehensive coverage for your Dwelling, Personal Property, Personal Liability and Loss of Rental Income.
Renters Insurance protects more than you may think
It is estimated that 60% of all renters do not carry insurance. You may not realize it, but your landlord’s policy will not cover your items. Think about what you own: your clothes, furniture, television, computer or bicycle. If those items were lost or damaged due to a fire or theft, could you afford to replace everything?
A renters’ policy also provides you with personal liability protection in the event someone is injured while in your apartment. Lawsuits are very expensive, so protect yourself with a Farmers of Salem renters’ policy.
Commercial Insurance Lines
Business Owners Insurance through Farmers of Salem
The Farmers of Salem Business Owners Policy offers Comprehensive Coverage for your building, business personal property and business income with liability limits available up to 2 million. Additional coverage options include EPL, Data Compromise, Commercial Equipment Breakdown and our Business Owners Coverage Enhancement.
Commercial Auto Insurance
Protect your Business Auto with Farmers of Salem
Whether your business has one vehicle or a small fleet, Farmers of Salem’s Commercial Auto program provides comprehensive coverage to protect your business from financial loss.
Available coverages include:
- Liability Coverage
- Comprehensive Coverage
- Collision Coverage
- Medical Payments
- Rental Reimbursement
- Uninsured and Underinsured Coverage
- Coverage for vehicles you borrow or rent for business
- Audio, Data and other Electronic Equipment Coverage available
Special Contractors Insurance
You take pride in your work; make sure you’re protected.
No matter what your trade, the Farmers of Salem Special Contractors Programed has you covered. Whether you run a plumbing, electrical, lawn care, janitorial or drywall business we can tailor coverage to meet your needs. In fact, Farmers of Salem offers our Special Contractors Program to over 25 trade classifications.
Additional Coverage Options
- Double Aggregate Limits of Liability
- Scheduled Equipment Coverage
- Per Project or Per Location Aggregate
- Special Contractors Plus Enhancement
- Blanket Additional Insured Endorsement
Workers’ Compensation Insurance
Your employees are the key to your successful business
Protect you and your employees from financial hardship as a result of an injury on the job.
Farmers of Salem provides coverage meeting all New Jersey Workers Compensation Act requirements as respects to job related injuries.
We provide Workers Compensation coverage on a broad range of New Jersey businesses.
In addition to proving workers compensation benefits, Farmers of Salem offers increased limits for Employers Liability.
Available in NJ only