Insurance for Apartment Buildings in NJ, NY, CT, PA and Beyond
There are many benefits to investing in rental property, but there are just as many risks. A wide range of situations can arise at any time that may compromise your rental income and your business. If you’re located in New Jersey, New York, Connecticut, Pennsylvania, Nevada or others, you can protect yourself and your investment with apartment building insurance from Muller Insurance. Our policies give our customers the peace of mind that their properties are protected, and when something goes wrong, we’ll be there to help.
Protection for Apartment Building Owners
Owning a rental property comes with a variety of risks. At any time, your apartment building – and your rental income – can be threatened in any number of ways. Our apartment building packages cover the following threats and more:
- Smoke and fire
- Wind, snow, and hail
- Theft and vandalism
- Building code issues
- Legal liability
Many building owners also choose to bundle their insurance packages with additional coverage for sewer systems and water backup.
Our Apartment Building Policies
At Muller Insurance, we offer two types of policies that provide the coverage you need when your property is damaged or cannot be used to generate income. We cater to properties of all sizes and capacities and can help you choose the right policy for your unique situation. Our policy options include:
Residential Building Coverage
Meant for residential apartment buildings, these policies provide coverage in the following situations:
- Accidental or malicious damage to the building
- Loss of rental income due to extensive damages
- Liability for damages or injuries that occur in common areas of the property
- Sewer drains clogging or backing up to cause flooding
Mixed-Use Building Coverage
These complex policies are unique to mixed-use buildings that combine residential and retail units. There are many nuances to consider, and Muller Insurance will help you understand which apply to your property so you can secure the right coverage. These policies cover:
- Loss or damage to merchandise and signage for owner-occupied retail property
- Retail liability coverage in the case of injuries to customers and clients
- Compensation for the breakdown of mechanical equipment and computers
| Residential Building Coverage | Meant for residential apartment buildings, these policies provide coverage in the following situations:
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| Mixed-Use Building Coverage | These complex policies are unique to mixed-use buildings that combine residential and retail units. There are many nuances to consider, and Muller Insurance will help you understand which apply to your property so you can secure the right coverage. These policies cover:
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Over a Century of Trusted Service
No two apartment buildings are alike, and as a locally operated and independent insurance agency, we’re dedicated to providing the personalized guidance national agencies simply can’t offer. Serving New Jersey since 1906, Muller Insurance will get to know your business and what makes it unique so we can find the right policies for you and tailor them to your needs.
Our close attention doesn’t just get you access to the best policies, either. We also provide the unrivaled, local customer service. When we know your business in and out, we can answer questions, adjust packages, or respond to claims swiftly and with a personal level of knowledge and care that you can’t find elsewhere.
Reach Out to Muller Insurance
Don’t put your income and investment at risk by letting your apartment building go unprotected. Muller Insurance will guide you to the quality apartment building insurance policies and affordable rates you need. We even offer discounts for properties with sprinkler systems, fire-resistive technologies, new construction, and more. Muller Insurance works with many insurance providers, including trusted companies like The Andover Companies, Franklin Mutual, Farmers of Salem, Cumberland Mutual and many others. If your building is located in New Jersey, New York, Pennsylvania, Connecticut, Nevada or in one of the 25 states we are licened, get started by contacting us today for a free quote.
Licensed in Over 30 States
Apartment Building Insurance Companies We Represent
Additional Resources
Responsibility in a Multi-Family Dwelling
There are many variations of multi-family dwellings, each with their own nuances when it comes to liability. Before you buy a multi-family residential property, make sure you know the differences
What You Need to Know about Multi-Unit Insurance Coverage
If you own a building with multiple private units or are seeking to rent out separate living spaces to potential tenants, you need to find out which form of insurance
Coming or Going, Ensure Your Short-Term is Insured
If you plan to rent out your home, you should check that you have certainty of coverage to protect yourself and the property. Homeowners policies are not intended to cover
