Protect your business with a company that has the experience, expertise, and solutions to meet your specific needs. Every business is different, so their insurance coverages should be, too. That’s why we take the time to learn about your business — because the better we understand it, the better we protect it. Liberty Mutual offers a flexible, multi-line range of coverages designed to meet the needs of your business – regardless of size or industry. With expertise throughout our organization, from risk control to underwriting to claims, our team of insurance professionals understands and knows your specific industry.

Our goal is to help you create a safe work environment, and in the event of a claim, help you get back to business. We have risk control specialists available via phone, online, or in person to advise on the right solutions for your unique business. However, we realize that accidents happen, and when you do file a claim, our experienced professionals will work to quickly and fairly resolve it. Our teams are skilled in every part of the claims process and have the training, technology, and resources to get you the best possible outcome.

Business Owner’s Policy

Liberty Mutual’s BOP bundles property and liability coverages into a single policy and is customizable for the specific needs of clients with up to $8.5 million in receipts per location.

Comprehensive Business Package

Liberty Mutual’s CBP is designed for complex accounts that require more in-depth underwriting or specialized coverage. You can bundle several products into one package that’s a better fit for your clients.

Commercial Auto Insurance

We offer coverage for owned, leased, nonowned, and hired vehicles for both legal liability and physical damage resulting from collisions or other incidents. Drive other car coverage for business drivers without personal auto insurance and loan/lease gap coverage are available as well.

Equipment Breakdown Insurance

No matter the size or type of business you own, your equipment and technology help keep your operation running. Without fully functioning equipment, how would your business fare financially?

General Liability Insurance

Liberty Mutual’s monoline liability product is the perfect solution for small commercial businesses that only need general liability protection. We have industry-specific endorsements available to help protect your clients’ businesses.

Inland Marine Insurance

Inland marine insurance is available as monoline coverage or within a packaged policy to protect your clients’ properties and job-related tools and equipment, whether in transit, on the work site, or in the custody and care of another. Liberty Mutual fields local specialists and dedicated inland marine underwriters to support this solution.

Property Insurance

Liberty Mutual’s monoline property product is the perfect solution for small commercial businesses that only need property protection. We have three general extension endorsements and 12 industry-specific endorsements available to help protect your clients’ properties.

Umbrella Insurance

An umbrella policy provides an extra layer of protection — limits that pick up once a general liability or auto liability limit is exhausted. Our umbrella coverage can help protect clients from the unexpected so they can focus on what really matters: making their business succeed.

Worker’s Compensation

A well-managed workers compensation program can help reduce medical costs, return employees to work faster, and support a strong bottom line. Liberty Mutual closes workers compensation claims 18 percent faster and at an 11 percent lower cost on average, than our major competitors.*