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Business Insurance

Business Insurance

Business Insurance2024-05-15T15:19:42-04:00

Insurance for Businesses in NJ, NY, CT, PA and Beyond

Whether you run a home-grown enterprise or a large corporation, you work hard to make your business succeed. With all your effort and ingenuity, however, everything you’ve built can still be wiped out with just one disaster. Ensure your peace of mind and company’s stability with the right policy from Muller Insurance. We offer our clients quality business insurance policies in New Jersey, New York, Connecticut, Pennsylvania, Nevada, and in 25 other states that can fully protect your assets in the face of lawsuits, workplace accidents, and more.

Business Owner Policy Coverage

At Muller Insurance, our business insurance packages offer flexibility by combining protection for your major property and liability risks into one convenient policy. You also have the option to purchase coverages separately based on your business’ needs, such as our restaurant/café insurance. We specialize in securing the right coverage for companies in all industries, from restaurants, salons, barbershops, and nail salons to marketing firms, major retailers, and more.

Ideal for small and mid-sized companies, standard business owner policies (BOPs) offer the following types of coverage:

  • Property insurance: covers the property owned by the company and their contents
  • Business interruption insurance: covers the loss of income in the event of a shutdown due to a covered loss
  • Liability insurance: covers the company’s legal responsibility for bodily injury or property damage that occurred on company grounds or as a result of employee actions

BOPs do not cover professional liability, commercial auto, workers’ compensation, or health and disability insurance. If you need these kinds of protection, you may want to purchase additional commercial coverage or customize your existing policies to meet the special risks you face.

Policies We Offer

Muller Insurance has been an independent company for over a century. This means we pick and choose our policies from a long list of providers to help you find the right coverage for your company’s unique needs. In addition to names like Progressive, Franklin Mutual, and Fidelity, we offer policies from the following premier companies and many more:

As a local provider, we can give your business the close attention necessary to understand its unique needs. We then select from dozens of policies to find you the best fit. We’re independent and not beholden to any single insurance provider, so we have the freedom to choose between multiple companies so your business can have the coverage it needs.

Protect Your Business with Muller Insurance

Don’t let one disaster wipe out the product of all your hard work and ingenuity. Protect your livelihood with a business insurance policy from Muller Insurance. With policies suitable for businesses of all sizes, we are dedicated to finding and providing high-quality coverage without high costs. We are licensed in 25 states, including New Jersey, New York, Connecticut, Pennsylvania, and Nevada, and our team is standing by to assist. To find out more about business insurance, contact us today and get started now with a free quote.

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Licensed in 25 States

US map of states we insure in

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Our Recent Reviews

4.8
112 User Reviews
  • Ian Stroszeck Avatar
    Ian Stroszeck
    4/13/2025
    Great neighborhood insurance broker in Hoboken, NJ. If you’re looking for a new home, auto, or boat policy, ask for Helen and she’ll sort everything out for you.
    read more
    Paul Clark Avatar
    Paul Clark
    3/29/2025
    I was in a huge rush for a last minute policy in order to sell my house. My attorney recommended Erika. I’m so glad I did. Within a day she called me two times and her coworker to make sure I could get insurance quickly. Other companies were dragging it out for days and they didn’t care time was of the essence.. just call Erika..
    read more
    Goksun Soysal Avatar
    Goksun Soysal
    3/14/2025
    Muller Insurance put me in control. Their clear, fast online quote and knowledgeable team gave me the power to choose the perfect coverage. I felt confident not confused. Finally insurance that empowers you. If you are tired of confusing insurance jargon and you are looking for someone makes you feel cared give them a try. You will be glad you did!!
    read more
  • Aaron Robacker Avatar
    Aaron Robacker
    3/13/2025
    Outstanding experience with Muller Insurance! Exceptional customer service from a very friendly and professional staff, and their rates are very competitive. I've learned the hard way that when it comes to insurance, it's important to have an agent who knows the business, guides you with real expertise, and will truly work to ensure you're covered properly when you need it. Muller Insurance has earned my trust.
    read more
    Gary Stout Avatar
    Gary Stout
    2/04/2025
    I've lived in Hoboken for 15 years and about 5-6 years ago I got all of my insurances setup through Muller. This is the epitome of a small, local business that knows their customers and cares about them. I've had the pleasure to work with Helen for the last fews years and she's the BEST! I love this place and constantly tell people to go there if they want less stress and everything to be taken care at the best rates possible. Thank you, Muller!
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    Paul Anderson Avatar
    Paul Anderson
    1/28/2025
    Highly recommend. Helen Mbiad is incredibly knowledgeable and personable - in our 10 years of working with her, she goes above and beyond to always been zero'd in on exactly what we need to feel comfortable and covered.
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  • Jun Chen Avatar
    Jun Chen
    1/28/2025
    After I searched some insurance companies, finally I found the Muller insurance Hoboken, NJ location. because of the previous agent can't solve my property issues. Good stuffs, nice and easygoing. especially the agent Mrs. Lengen, I will give her thumbs up, she has more patients and spends time help me called my insurance company solved my property trouble issue.
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    Lonyzo Watkins Avatar
    Lonyzo Watkins
    1/27/2025
    Roger was the agent I dealt with. He was attentive and weighed my needs in a thoughtful manner. I feel like with Muller Insurance I have people concerned with my needs. You are not just a number here. Not just another payment. I would highly recommend Muller Insurance.
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    Charlene Morrison Avatar
    Charlene Morrison
    1/14/2025
    Erika is definitely on top of her craft, her commitment and communication to assist her customers go far beyond expectations. Thank you for all the hard work that you have put in assisting my son and me.
    read more
  • Rosalie West Avatar
    Rosalie West
    1/01/2025
    This is the first time I get insurance with Muller Insurance. I had one of the best experiences with this company. Getting insurance for my company was a big chaos until Mr. Roger came along and helped me get the right information and the best quotes. He is the best and most understanding person.
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    Kimberly Francella Avatar
    Kimberly Francella
    12/21/2024
    Look no further than Muller Insurance for all of your insurance needs! Helen Mbiad is a top notch agent who takes the time to understand what you really need and helps you achieve it! I've been working with her for many years and would look nowhere else. True professionals in every sense of the word! thank you for making what can be a complicated process very easy and understandable! happy holidays!
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    Michael Minerva Avatar
    Michael Minerva
    12/12/2024
    Terri met all my expectations, i spoke with 3 different insurance brokers and none can get what i needed done she saved me $800 compared to my renewal offer. highly recommend.
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  • Ricky Stefany Avatar
    Ricky Stefany
    12/11/2024
    The team at Muller Insurance has been great in providing solutions for every insurance need I've had. Specifically, I've had the pleasure of working with Helen Mbiad. Helen is extremely knowledgable, attentive, and reliable and is always my first call. Would recommend Helen and the Muller Insurance team to anyone.
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    Rummil Gaming Avatar
    Rummil Gaming
    10/17/2024
    Called to get a quote, never called back after a couple attempts
    Rachida Larocca Avatar
    Rachida Larocca
    9/18/2024
    It was great opportunity to talk to Helen. She was very helpful to find me the right insurance for my property. Her work and patience were appreciated. Great job 👏
    read more
  • Charles Lisa Avatar
    Charles Lisa
    8/01/2024
    Roger provided outstanding service for my insurance needs. He handled everything quickly and efficiently, ensuring that I received the necessary documents promptly via email. His professionalism and speed exceeded my expectations, making my experience with the insurance process smooth and stress-free. I highly recommend his services to anyone seeking reliable insurance assistance.
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    Dylan Avatar
    Dylan
    7/10/2024
    Excellent time speaking with Rosa on Auto Insurance options.
    Spring Petford Avatar
    Spring Petford
    6/24/2024
    I had intended to do my own policy shopping, and quickly gave up and decided to give Muller's a call. Rosa was amazing in helping me so purchase my first homeowner's policy so quickly and easily.
    read more
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