Commercial Auto Insurance in NJ, NY, CT, PA, NV and Other States
You rely on your company fleet for deliveries, transport, travel, and many other uses. When something goes wrong, it doesn’t just affect your vehicle, it has an impact on the entire business. Protect your fleet with commercial auto insurance from Muller Insurance. We serve clients in New Jersey, New York, Connecticut, Pennsylvania, Nevada, and other states with top tier, personalized insurance policies from some of the most trusted insurance companies in the country.
What Does Commercial Auto Insurance Cover?
Commercial auto insurance starts at the vehicle itself. When your company car or truck is hit by another vehicle, your insurance policy will cover the cost of repair. Not all vehicle damage comes from other drivers, however, which is why many commercial policies also include comprehensive coverage. This type pays for damages caused by storms, falling objects, animals, or vandalism.
When other drivers involved in the accident hold your company responsible for damages and medical bills, your liability insurance kicks in. Liability covers the other drivers’ costs so your business doesn’t have to. If the driver takes their complaint to court, your insurance will also back you up on legal fees and judgment payouts within the policy’s limit.
What Other Coverage Options Are Available?
For many companies, the standard coverage types will be sufficient. Depending on your needs, however, you may also want to invest in additional protection. Special coverage options include:
- Roadside assistance: If your drivers experience a flat tire, get locked out, or face vehicle issues on the road, delays can be bad for business. Roadside assistance delivers help when and where you need it.
- New vehicle replacement: Collision or comprehensive might not offer enough coverage for a total loss. This optional add-on will pay for replacing totaled vehicles.
- Expanded towing: This type covers towing, jumpstarting, and roadside repairs beyond what standard policies offer, and it’s helpful for businesses with a broad operating range.
- Medical: If you, your employees, or passengers are injured in an accident, medical or personal injury protection (PIP) coverage will cover hospital bills.
- Umbrella: Get extra protection with umbrella insurance, which will pay legal fees and judgments if an accident is taken to court.
|Roadside assistance||If your drivers experience a flat tire, get locked out, or face vehicle issues on the road, delays can be bad for business. Roadside assistance delivers help when and where you need it.|
|New vehicle replacement||Collision or comprehensive might not offer enough coverage for a total loss. This optional add-on will pay for replacing totaled vehicles.|
|Expanded towing||This type covers towing, jumpstarting, and roadside repairs beyond what standard policies offer, and it’s helpful for businesses with a broad operating range.|
|Medical||If you, your employees, or passengers are injured in an accident, medical or personal injury protection (PIP) coverage will cover hospital bills.|
|Umbrella||Get extra protection with umbrella insurance, which will pay legal fees and judgments if an accident is taken to court.|
Finding the Right Commercial Auto Policy
Muller Insurance works with dozens of providers to help you find the plan that suits your needs and budget. To meet the exact needs of your business, we shop through some of the highest-quality providers, such as Cumberland Mutual, Liberty Mutual, Farmers, Plymouth Rock Insurance, Progressive, and Amtrust
Your company vehicles are valuable assets, so keep them rolling with a commercial auto insurance policy from Muller Insurance. Based in New Jersey, we serve the state along with many others, including New York, Connecticut, Pennsylvania, and Nevada. We can promise excellent customer service in several languages, including Spanish, French, Urdu, and Arabic, to serve all kinds of business clients. Contact us today to request a quote.
Licensed in Over 30 States
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