Frequently Asked Questions

1. Why is it better to work directly with Muller instead of going straight to an insurance company?

Muller’s clients always come first. As an independent agent, Muller can call on more than a dozen leading insurers to find the best options for you. Our century of experience with personal and commercial insurance policies also allows Muller to provide you with the background and personal support necessary to keep you, your family and your business interests properly protected.

2. Will my premiums be higher working through Muller?

Not at all. In fact, Muller clients save money because they are presented with a wide selection of insurance options, ensuring they get great policies at great prices.

3. Are there any other benefits?

Muller’s experience and menu of options not only makes sure your coverage matches your needs, as a family-owned business Muller is committed to personal service. Its agents are there to help you through the claim-filing process in the event of an accident or other insurance-related problem.

4. How many insurance companies does Muller represent?

Muller works for more than 25 leading insurance companies, including highly respected groups such as: Chubb/Ace, AIG, Plymouth Rock, Franklin, Farmers, Fitchburg, Norfolk, Narragansett, Dedham, Great Northern, Merrimack, Baystate, Cumberland Insurance Group, Federal, Andover Companies, Fidelity National, ASI, ACIC, Tower/Integon, Selective, Wright Flood, Preserver, AmTrust Group, Foremost, Progressive, Mercury, Germantown, Travelers Insurance Company, Stillwater, Wesco and Philadelphia Contributionship.

5. How many different types of insurance policies does Muller offer?

Muller offers a complete menu of personal and commercial insurance policies that includes home, auto, renters and valuable articles coverage to business, condo association and auto business insurance. Muller even offers disability, workers compensation and life insurance, among others. For more information, please visit Insurance Policies.

6. Can I work with multiple insurance companies or am I limited to one insurer?

You are never locked into one type of policy or one insurance company. Muller works to provide you with the best policy options regardless of who is offering them.

7. Where does Muller operate?

Muller is headquartered in Hoboken, New Jersey but is licensed to sell insurance is more than 30 states, including New Jersey, New York, Connecticut, Delaware, Washington DC, Maryland, New Hampshire, Rhode Island, Massachusetts, Virginia, Maine, Vermont, Pennsylvania, North Carolina, South Carolina, Tennessee, Georgia, Florida, Texas, Utah, Arizona, Arkansas, Illinois, New Mexico, Colorado, Oregon, Michigan, Washington, Alabama, Hawaii and California. And more expansion is likely coming, meaning Muller will be able to help with all your insurance needs no matter where you live.

8. How does that work?

Muller’s experience and deep business relations with various insurance companies allows its staff to access the best policies at the best rates it any state it is licensed in, which provides even more options to bundle policies and save money.

9. Does Muller charge anything to review my existing policies or develop alternative quotes?

No. Quotes and policy reviews are free. Muller is always happy to review your current status and explore possible insurance alternatives cost-free even if you don’t change a thing. In fact, you’ll never be charged directly from Muller for any policies. Your premiums and fees are paid directly to your insurance companies.

10. How can I get started?

It is simple. You can call Muller at 201-659-2403 and let us know what you’re looking for. If you prefer to work with us in person, set up an appointment or simply walk into our Hoboken offices at 930 Washington St, Hoboken, NJ 07030.
We are always here to help.