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As your local insurance agency, we help you protect the things that matter most.
Our family values mean that we treat everyone like family – that means exceptional service and the best deals for our clients.
And with over 118 years in business, we have the experience it takes to ensure you have the best coverage for your needs.
Independent Insurance Agency
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Trusted Local Business
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The latest insurance news for you.
Philadelphia Contributionship Homeowners Insurance in NJ: What You Need to Know
The Philadelphia Contributionship has a distinctive record in American insurance history. Founded in 1752 by Benjamin Franklin himself, the Philadelphia Contributionship is the oldest property insurance company in the United States. It has been paying claims
Workers Compensation Insurance in NJ: What Employers Need to Know
New Jersey law requires most employers to carry workers compensation insurance. This requirement applies to businesses of all sizes, including those with a single employee, and covers part-time as well as full-time workers. Workers compensation pays
Flood Insurance in Jersey City NJ: Are You in a Risk Zone? FEMA Maps Explained
Jersey City sits along the Hudson River and Kill Van Kull waterways, and significant portions of the city, particularly the Downtown waterfront, Greenville, and low-lying areas near the Hackensack River, are in FEMA-designated flood zones. Despite
Five Star Reviews
- Steven Goran8/26/2026I have worked with Muller, and specifically Helen Mbiad, for the past 17 years since buying our home in Hoboken. Helen personifies service. She is affable, knowledgeable, highly responsive - exactly the kind of person you want in your corner. Insurance can be difficult and stressful to think through, but Helen makes it approachable. A masterclass in service that others would do well to replicate.Keep up the great work!read moreread less
- Anthony Kerr8/26/2026The best experience I have ever had dealing with both auto and home insurance. My super insurance agent "Tolga " was excellent, very informative, extremely knowledgeable, and made this process simple and easy to understand. Highly recommend him without a doubt.read moreread less
- Ian Person8/26/2026I recently worked with Tolga from Muller Insurance to obtain auto insurance and Tolga did a great job! He was very responsive and helpful. He was able to find an affordable auto policy and helped me bundle my other insurance as well. Highly recommend and great to support a local business.read moreread less
- Luca 928/26/2026I worked with Terri Lengen to find a good option for my condo insurance, and she was extremely helpful. She was very responsive and effective, and helped me find a policy with better coverage at a much better price than the alternatives I already had or I was considering. Highly recommended!read moreread less
Why partner with Muller Insurance?
Over 115 years of experience. Licensed in 29 states.
Personalized Service
Independent Advice
Our independence means we work for you, not the insurance company. You can rest assured that any recommendation we make always has your best interest in mind. Since we are not beholden to one company, we can also provide you with more coverage options. We represent over 25 insurance companies and are licensed in 29 states, so we can ensure we will find the right coverage for you.
Better Value
Our advisors work tirelessly to provide you with not only the best coverage but also the best value. Before suggesting a policy to you, we will speak to multiple insurance companies to ensure you get the best deal out there. We are constantly keeping an eye out for savings opportunities.
Muller is a family-owned business that makes you feel like you’re one of the family.
Joseph
Retired School Teacher, Hoboken, NJ
Our Recent Reviews
- I have worked with Muller, and specifically Helen Mbiad, for the past 17 years since buying our home in Hoboken. Helen personifies service. She is affable, knowledgeable, highly responsive - exactly the kind of person you want in your corner. Insurance can be difficult and stressful to think through, but Helen makes it approachable. A masterclass in service that others would do well to replicate.Keep up the great work!read moreread lessThe best experience I have ever had dealing with both auto and home insurance. My super insurance agent "Tolga " was excellent, very informative, extremely knowledgeable, and made this process simple and easy to understand. Highly recommend him without a doubt.read moreread lessI recently worked with Tolga from Muller Insurance to obtain auto insurance and Tolga did a great job! He was very responsive and helpful. He was able to find an affordable auto policy and helped me bundle my other insurance as well. Highly recommend and great to support a local business.read moreread lessI worked with Terri Lengen to find a good option for my condo insurance, and she was extremely helpful. She was very responsive and effective, and helped me find a policy with better coverage at a much better price than the alternatives I already had or I was considering. Highly recommended!read moreread less
- We have worked with Terri Lengen now for almost two decades, she has been professional, responsive, and always finds us the best coverage for new purchases or renewals. She is our “go to” person for all our needs in New Jersey and Pennsylvania - thanks as always Terri!read moreread lessToday Tolga Sungu helped me and provided excellent service. After a bit of back and forth, he helped me get a new quote for my apartment insurance, offering me a great rate and excellent benefits. He answered all my questions and helped me understand the process for my apartment insurance. He's very easy to reach, whether by email or phone, and he was always on top of helping me. Thank you so much, Tolga!read moreread lessI have worked with Muller for years for commercial property our insurance and flood insurance needs. Terri has been great to work with, very helpful and responsive, and always available to answer my questions in a timely manner. I would recommend Terri and Muller Insurance to anybody for whom great customer service is a must!read moreread lessI have been working with Terri Lengen for over 5 years now, and she is the only reason I am sticking with Muller Insurance for all my insurance needs. Muller was first recommended to me when I bought my apartment in Jersey City, but I went back to Terri for homeowner's insurance when I bought my house four years later. She always responds immediately via email, is reachable by phone with 1 hop (which in today's world of bots and apps and IVR is premium white-glove service), and so very personable. Through my challenges with the bank pushing out closing multiple times and requiring proof in all shapes and forms, Terri has stood with me. I'm so grateful to her. When I called her, she proactively checked with me whether I was now renting my apartment, and recommended correctly that I now needed to update it to a rental, which I did promptly. Today, I called her to report a water leak and she pulled up the service line coverage, confirmed it was eligible to claim and helped me file it. This is exactly the kind of 5-star customer service that I want from my insurance agent, and I have no qualms posting this review on Google or any other website for Terri and Muller Insurance.read moreread less
- I had a great experience working with Tolga Sungu at Mueller Insurance in Hoboken, NJ. He helped me twice this year with complex condo, auto, and liability insurance needs and was incredibly knowledgeable, patient, accommodating, and effective throughout the process. I really appreciated his responsiveness and expertise. Strongly recommend Tolga and the Mueller Insurance team!read moreread lessI’ve had such a great experience working with Helen! She is always friendly, professional, and extremely responsive. Anytime I have a question, she gets back to me quickly and takes the time to explain everything clearly. Insurance can sometimes feel overwhelming, but Helen makes the entire process so much easier. She is dependable, knowledgeable, and you can tell she truly cares about helping her clients. It’s wonderful having someone you know you can reach out to and trust to help you. I would absolutely recommend Helen to anyone looking for a great insurance broker!read moreread lessI can’t recommend Helen Mbiad enough! She has been absolutely wonderful to work with. She is incredibly knowledgeable, helpful, and always so quick to respond whenever I have a question or need assistance. She makes everything easy to understand and is always willing to go the extra mile to make sure I’m taken care of.It’s such a relief having an insurance broker who is not only reliable and professional, but also genuinely cares about her clients. Helen is always on top of everything, and I truly appreciate how responsive and attentive she is. I’m so grateful to have her as my broker and would highly recommend her to anyone looking for someone they can trust!read moreread less
- I’m so grateful for the relationship and Customer Care from Muller Insurance. Helen has been our representative for years and has helped us with insurance on our home and car. My car was recently hit outside of their office, and Helen jumped to the rescue! Within minutes, she started the claim, secured a tow truck and rental car. It happened at such a busy time for me, while it’s unfortunate that it happened I am so lucky because Helen went above and beyond. Thank you!!read moreread lessWorked with Helen Mbiad at Muller Insurance for decades. From the start she has always been responsive, patient in explaining all the insurance terms, made process very smooth when needed to file a claim. And feel confident in the pricing and coverage. Highly recommend!read moreread lessI had a great experience working with Tolga at Muller Insurance. He was responsive, knowledgeable, and very helpful throughout the process of updating my insurance policy. He answered all my questions clearly and made the entire process smooth and straightforward. I truly appreciate his professionalism and would highly recommend Tolga to anyone looking for reliable insurance assistance.read moreread less
- Folks, I have had a great experience working with Rosemarie and the team from Muller Insurance. They cater to customer needs, are quick to respond, and are proactive in advising customers, giving them the resources to make the best insurance decisions.read moreread lessI spoke with Rose at Mueller who has been helping me for years with various insurance needs. This time it was to change my insurance to Florida. Rose always goes above and beyond to look for ways to save money and is always very responsive. I always enjoy speaking with her and hope to continue to do so for many years to come.read moreread less
- We have been clients of Helen for the last 10 years. We have moved several times and she always makes sure we are taken care of and fully covered! We recommend her to anyone looking for insurance. Thank you for 10 great years of service and counting!read moreread lessSo thankful for Terri Lengen at Muller Ins! She was so incredibly helpful getting us just the right policy on our property. She was always available, had a ton of information quickly, and made sure that everything went smoothly. I highly recommend this agency, and especially Terri Lengen, she is the absolute best!!read moreread less








