Need insurance coverage? We can help.
As your local insurance agency, we help you protect the things that matter most.
Our family values mean that we treat everyone like family – that means exceptional service and the best deals for our clients.
And with over 118 years in business, we have the experience it takes to ensure you have the best coverage for your needs.
Independent Insurance Agency
Family Owned & Operated
Trusted Local Business
Stay Informed
The latest insurance news for you.
Landlord Insurance in Bayonne NJ: Protecting Your Tenant-Occupied Investment Property
Bayonne has a strong tradition of multi-family homeownership. The city's residential streets are lined with 2 and 3 family homes where generations of Hudson County families have built equity by owning the building they live in
Commercial Insurance for Hoboken Businesses: Washington Street, Side Streets, and Brownstone Storefronts
Hoboken has a distinct commercial profile compared to most New Jersey towns. The main business corridor runs along Washington Street from the PATH station at the south end to the northern residential neighborhoods, with a concentration
Home and Auto Insurance in Union City NJ: A Complete Guide for Residents
Union City is one of the most densely populated cities in the United States. With a strong Cuban-American heritage, a thriving commercial corridor along Bergenline Avenue, and a diverse mix of homeowners, renters, and small business
Five Star Reviews
- Mesrobian Team9/10/2026Helen Mbiad has been my agent for almost 20 years, and to say she knows how to serve the public would be an understatement. Kind, courteous, leads with integrity. Always looking to see what's most important to me in different policies and then makes it happen. A huge asset to Muller Insurance and to the public as well.read moreread less
Why partner with Muller Insurance?
Over 115 years of experience. Licensed in 26 states.
Personalized Service
Independent Advice
Our independence means we work for you, not the insurance company. You can rest assured that any recommendation we make always has your best interest in mind. Since we are not beholden to one company, we can also provide you with more coverage options. We represent over 25 insurance companies and are licensed in 26 states, so we can ensure we will find the right coverage for you.
Better Value
Our advisors work tirelessly to provide you with not only the best coverage but also the best value. Before suggesting a policy to you, we will speak to multiple insurance companies to ensure you get the best deal out there. We are constantly keeping an eye out for savings opportunities.
Muller is a family-owned business that makes you feel like you’re one of the family.
Joseph
Retired School Teacher, Hoboken, NJ
Our Recent Reviews
- Helen Mbiad has been my agent for almost 20 years, and to say she knows how to serve the public would be an understatement. Kind, courteous, leads with integrity. Always looking to see what's most important to me in different policies and then makes it happen. A huge asset to Muller Insurance and to the public as well.read moreread less
- Had an absolute great experience working with Helen. She was so professional, kind, and caring. Helen was extremely attentive, reachable, and prompt. I am so happy that I found this agency, and even more-so Helen. Looking forward to working with her, and this agency, for years to come.read moreread lessMueller's Insurance is top-notch. I recently used them for my own home policy and helped my mother navigate her renewal process, and their team is consistently responsive, knowledgeable, and easy to work with. A special shoutout to Tolga—he was incredibly patient, took the time to listen, and helped us carefully tailor our coverage to fit our specific needs without any pressure. It is rare to find someone who genuinely cares about getting you the right policy rather than just making a sale. Tolga's professionalism and dedication to his clients are truly unmatched! Thank you Tolga -Devread moreread lessExceptional and Proactive Professional Service
I highly recommend Esmeralda at Muller Insurance for her outstanding support following the sale of my condo at Hoboken NJ. She proactively contacted me to initiate the policy cancellation process, which I had otherwise overlooked.
Esmeralda demonstrated extensive professional knowledge and patience while guiding me through the cancellation and arranging for my refund to be issued by check. Furthermore, she provided a helpful reminder regarding the proper management of my escrow account during this transition.
Her responsiveness and thorough approach made this experience straightforward and seamless. I value her dependable service and would recommend her to anyone seeking a reliable insurance agent.read moreread less - I’ve had the pleasure of working with Rosemarie for over a decade as she has assisted me with obtaining coverage for several condos and single family homes and also filing a claim when my condo flooded. Highly recommend her as she is professional, very experienced and very responsive.read moreread lessI never write reviews - but I have to say that working with Tolga was one of the best experiences I have had with customer service. He was attentive, willing to work with my unique schedule, supportive in working through my policy, and made it SO easy to transfer my insurance across states. Getting a new policy sucks and takes so much time, it doesn't need to be painful working with him.read moreread lessI have worked with Muller, and specifically Helen Mbiad, for the past 17 years since buying our home in Hoboken. Helen personifies service. She is affable, knowledgeable, highly responsive - exactly the kind of person you want in your corner. Insurance can be difficult and stressful to think through, but Helen makes it approachable. A masterclass in service that others would do well to replicate.Keep up the great work!read moreread less
- The best experience I have ever had dealing with both auto and home insurance. My super insurance agent "Tolga " was excellent, very informative, extremely knowledgeable, and made this process simple and easy to understand. Highly recommend him without a doubt.read moreread lessI recently worked with Tolga from Muller Insurance to obtain auto insurance and Tolga did a great job! He was very responsive and helpful. He was able to find an affordable auto policy and helped me bundle my other insurance as well. Highly recommend and great to support a local business.read moreread lessI worked with Terri Lengen to find a good option for my condo insurance, and she was extremely helpful. She was very responsive and effective, and helped me find a policy with better coverage at a much better price than the alternatives I already had or I was considering. Highly recommended!read moreread lessWe have worked with Terri Lengen now for almost two decades, she has been professional, responsive, and always finds us the best coverage for new purchases or renewals. She is our “go to” person for all our needs in New Jersey and Pennsylvania - thanks as always Terri!read moreread less
- Today Tolga Sungu helped me and provided excellent service. After a bit of back and forth, he helped me get a new quote for my apartment insurance, offering me a great rate and excellent benefits. He answered all my questions and helped me understand the process for my apartment insurance. He's very easy to reach, whether by email or phone, and he was always on top of helping me. Thank you so much, Tolga!read moreread lessI have worked with Muller for years for commercial property our insurance and flood insurance needs. Terri has been great to work with, very helpful and responsive, and always available to answer my questions in a timely manner. I would recommend Terri and Muller Insurance to anybody for whom great customer service is a must!read moreread lessI have been working with Terri Lengen for over 5 years now, and she is the only reason I am sticking with Muller Insurance for all my insurance needs. Muller was first recommended to me when I bought my apartment in Jersey City, but I went back to Terri for homeowner's insurance when I bought my house four years later. She always responds immediately via email, is reachable by phone with 1 hop (which in today's world of bots and apps and IVR is premium white-glove service), and so very personable. Through my challenges with the bank pushing out closing multiple times and requiring proof in all shapes and forms, Terri has stood with me. I'm so grateful to her. When I called her, she proactively checked with me whether I was now renting my apartment, and recommended correctly that I now needed to update it to a rental, which I did promptly. Today, I called her to report a water leak and she pulled up the service line coverage, confirmed it was eligible to claim and helped me file it. This is exactly the kind of 5-star customer service that I want from my insurance agent, and I have no qualms posting this review on Google or any other website for Terri and Muller Insurance.read moreread lessI had a great experience working with Tolga Sungu at Mueller Insurance in Hoboken, NJ. He helped me twice this year with complex condo, auto, and liability insurance needs and was incredibly knowledgeable, patient, accommodating, and effective throughout the process. I really appreciated his responsiveness and expertise. Strongly recommend Tolga and the Mueller Insurance team!read moreread less
- I’ve had such a great experience working with Helen! She is always friendly, professional, and extremely responsive. Anytime I have a question, she gets back to me quickly and takes the time to explain everything clearly. Insurance can sometimes feel overwhelming, but Helen makes the entire process so much easier. She is dependable, knowledgeable, and you can tell she truly cares about helping her clients. It’s wonderful having someone you know you can reach out to and trust to help you. I would absolutely recommend Helen to anyone looking for a great insurance broker!read moreread lessI can’t recommend Helen Mbiad enough! She has been absolutely wonderful to work with. She is incredibly knowledgeable, helpful, and always so quick to respond whenever I have a question or need assistance. She makes everything easy to understand and is always willing to go the extra mile to make sure I’m taken care of.It’s such a relief having an insurance broker who is not only reliable and professional, but also genuinely cares about her clients. Helen is always on top of everything, and I truly appreciate how responsive and attentive she is. I’m so grateful to have her as my broker and would highly recommend her to anyone looking for someone they can trust!read moreread lessI’m so grateful for the relationship and Customer Care from Muller Insurance. Helen has been our representative for years and has helped us with insurance on our home and car. My car was recently hit outside of their office, and Helen jumped to the rescue! Within minutes, she started the claim, secured a tow truck and rental car. It happened at such a busy time for me, while it’s unfortunate that it happened I am so lucky because Helen went above and beyond. Thank you!!read moreread lessWorked with Helen Mbiad at Muller Insurance for decades. From the start she has always been responsive, patient in explaining all the insurance terms, made process very smooth when needed to file a claim. And feel confident in the pricing and coverage. Highly recommend!read moreread less








