A Cumberland Mutual Insurance Agency

Cumberland Mutual is a regional carrier with over 175 years of experience. They’re committed to integrity, financial strength and business excellence.

Insurance Tailored to Your Niche

With Cumberland you receive the flexibility to package a range of insurance coverages and the opportunity to achieve cost savings.

Personal Insurance Lines

Homeowners Insurance

Provides coverage for your dwelling, personal property and personal liability. Identity Theft Resolution Services also included. A home can be a person’s most valued asset. Homeowners need to protect it and their possessions, financially and legally. When a problem occurs, Homeowners need to trust their insurance company will come to their need.

Cumberland Mutual Homeowners Insurance

Combination Dwelling Insurance

Provides coverage for a dwelling that you own and rent to others. Owning and managing multi-family apartment complexes, residential condominium associations and rental properties requires the right kind of habitational insurance from the right kind of company.

Cumberland Mutual Habitational Insurance

Tenant Insurance

Provides coverage for your personal property and personal liability, if you rent a home or apartment. Identity Theft Resolution Services also included.

Condominium Insurance

Provides coverage on contents and on any part of the building which the unit-owner is required to insure by written agreement with the condominium association. Identity Theft Resolution Services also included.

Personal Automobile Insurance

Provides coverage for your personal vehicles for damages and liabilities.

Personal Umbrella Insurance

Provides an additional $1 million to $5 million of liability protection.

Commercial Insurance Lines

Commercial Auto Insurance

Provides coverage for vehicles owned by your business for damages and liabilities.

Businessowners Insurance

Provides coverage for small to medium size businesses for Property, Liability, Loss of Income and other optional coverages.

Cumberland Mutual Businessowners Insurance

Data Compromise Insurance

Covers the expense to respond to a data breach and includes services to assist a business’ clients, employees and others affected by the breach.

Employment Practices Liability Insurance

Protects small business employers from claims brought by employees alleging discrimination, wrongful termination, retaliation or sexual harassment.

Equipment Breakdown Insurance

Equipment Breakdown coverage responds to the cost to repair or replace mechanical, electrical or pressure systems equipment that suffers a breakdown.

Cumberland Mutual Service Line & Equipment Breakdown Insurance

Habitational Insurance

Owning and managing multi-family apartment complexes, residential condominium associations, and rental properties requires the right kind of habitational insurance from the right kind of company.

Liability Insurance

Provides coverage for your business against claims from others for bodily injury and property damage.

Property Insurance

Provides coverage for your business building and/or contents from loss caused by covered perils.

Artisan Contractors Insurance

Provides small artisan contractors with coverage for business liability and optional property coverage including buildings, contents, tools and equipment.

Workers’ Compensation Insurance

Provides statutory benefits for your employees who are injured on the job. Also provides Employers Liability Coverage.

Umbrella Insurance

Provides increased limits of liability above your existing liability policies.

Cumberland Mutual

Cumberland Mutual Protects People and Businesses

Cumberland Mutual protects people. Their personal insurance products provide protection for homes, personal valuables, automobiles and more. Businesses use Cumberland Mutual’s commercial products to insure their facilities, cover special risks and guard against the damage that an interruption in business operations can cause.

Available in NJ – PA – DE

Call Us Today

We are here for all of your insurance needs!

CALL NOW: 1-201-659-2403