A New Jersey Wright Flood Insurance Agency

Wright provides flood insurance with leading industry expertise and extraordinary claims response, earning an A- (Excellent) rating from A.M. Best.

In partnership with FEMA Wright Flood provides federal flood policies to protect homes, businesses, and their contents from flood disasters and has grown into the largest flood insurance company across the country.

Why Wright Flood?

Wright Flood insurance helps you to recover from damage resulting from rising water.

  • Protects building and property/contents from flood loss
  • Provides financial security to your family or business
  • Meets all lender mandatory flood insurance purchase requirements
  • Pays out regardless of any federal disaster declaration
  • Assures your eligibility for flood disaster aid
  • Assists you to mitigate flood loss in the future

Wright Flood insurance helps you to recover from damage resulting from rising water.

  • Protects building and property/contents from flood loss
  • Provides financial security to your family or business
  • Meets all lender mandatory flood insurance purchase requirements
  • Pays out regardless of any federal disaster declaration
  • Assures your eligibility for flood disaster aid
  • Assists you to mitigate flood loss in the future

Wright Flood Insurance

Is available to property owners in all 50 states located in over 21,000+ participating communities across the US

  • For homes, businesses, condo units, renters including single family, multifamily, condominiums–residential or commercial
  • All flood zones whether your property is deemed at high flood risk or considered low to moderate flood risk
  • All building types including those with basements or enclosures, on a slab or a crawlspace

Covers direct loss from rising water up to the limits allowed by the NFIP

Building

  • Residential building coverage maximum limit is $250,000
  • Commercial building coverage maximum limit is $500,000

Property/contents

  • Residential property/contents maximum limit is $100,000
  • Commercial property/contents maximum limit is $500,000

How Flood Insurance for Waterfront Property Differs from Traditional Insurance

Excess Flood Insurance Coverage

Wright Excess flood insurance extends flood coverage amounts beyond the maximum limits of federal flood insurance.

  • Covers property values higher than the NFIP limits
  • Builds additional coverage onto your existing Wright Flood policy
  • Allows you to insure up to the full replacement cost of your building, subject to underwriting guidelines
  • Adds additional coverage for property/contents as well
  • Similar coverage and exclusions as the NFIP policy
  • Underwritten by Wright Flood Insurance Company*

*As the financial underwriter, Wright Flood Insurance Company reserves the right to modify the excess flood insurance policy.

The NFIP: What Homeowners Should Know

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Protecting America’s Communities

Flood and Excess Flood Coverage

Insuring a home, business or property from a catastrophic flood loss can be confusing. At Wright Flood their sole focus is federal flood insurance and excess flood insurance. Wright is committed to helping property owners assess their flood risk, and properly insure it through the National Flood Insurance Program (NFIP).

Available in NJ, NY

Call Us Today

We are here for all of your insurance needs!

CALL NOW: 1-201-659-2403