A New Jersey Wright Flood Insurance Agency
Wright provides flood insurance with leading industry expertise and extraordinary claims response, earning an A- (Excellent) rating from A.M. Best.
In partnership with FEMA Wright Flood provides federal flood policies to protect homes, businesses, and their contents from flood disasters and has grown into the largest flood insurance company across the country.
Why Wright Flood?
Wright Flood insurance helps you to recover from damage resulting from rising water.
- Protects building and property/contents from flood loss
- Provides financial security to your family or business
- Meets all lender mandatory flood insurance purchase requirements
- Pays out regardless of any federal disaster declaration
- Assures your eligibility for flood disaster aid
- Assists you to mitigate flood loss in the future
Wright Flood insurance helps you to recover from damage resulting from rising water. |
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Wright Flood Insurance
Is available to property owners in all 50 states located in over 21,000+ participating communities across the US
- For homes, businesses, condo units, renters including single family, multifamily, condominiums–residential or commercial
- All flood zones whether your property is deemed at high flood risk or considered low to moderate flood risk
- All building types including those with basements or enclosures, on a slab or a crawlspace
Covers direct loss from rising water up to the limits allowed by the NFIP
Building
- Residential building coverage maximum limit is $250,000
- Commercial building coverage maximum limit is $500,000
Property/contents
- Residential property/contents maximum limit is $100,000
- Commercial property/contents maximum limit is $500,000
How Flood Insurance for Waterfront Property Differs from Traditional Insurance
Excess Flood Insurance Coverage
Wright Excess flood insurance extends flood coverage amounts beyond the maximum limits of federal flood insurance.
- Covers property values higher than the NFIP limits
- Builds additional coverage onto your existing Wright Flood policy
- Allows you to insure up to the full replacement cost of your building, subject to underwriting guidelines
- Adds additional coverage for property/contents as well
- Similar coverage and exclusions as the NFIP policy
- Underwritten by Wright Flood Insurance Company*
*As the financial underwriter, Wright Flood Insurance Company reserves the right to modify the excess flood insurance policy.
Available in NJ, NY
Licensed in Over 30 States
