Lock In Flood Insurance Now
Summer is winding down, ushering in the fall, complete with cooler weather, football and leaves changing color. Unfortunately, the late summer and early fall also brings something else: hurricanes. In fact, the first hurricane of the season, Franklin, already made landfall in early August.
And prognosticators warn Franklin can expect plenty of company with up to 19 major storms, including 2 or 3 Category 3 hurricanes, predicted for the 2017 season.
Almost no one needs to be reminded of the devastation hurricanes can bring. Hurricane Sandy raged the metropolitan area in 2012 causing hundreds of millions of dollars in damage. That means it should be obvious to everyone that having insurance to protect your property against flooding caused by severe storms (or even flooding from overflowing rivers or melting snow) is critical. What’s less obvious to most people is if they’re already covered. Chances are they’re not since standard homeowner or business policies don’t cover damage caused by flooding or mudslides. And, of course, some properties are more at risk than others.
That’s why it is important to talk with a professional insurance group like Muller Insurance, who can help you determine your risk level and also the amount of coverage you may need. We’ll also help you find the right policy at the best possible price.
One final piece of advice: don’t wait. You can buy flood insurance at any time but there is almost always a 30-day waiting period between the time flood insurance is purchased and the time coverage is in force.
Do yourself a favor. Stay dry, safe and protected and contact Muller today to review your needs.