Most people know the benefits of having a good credit rating. All sorts of companies are willing to lend you money, raise your credit card limits and lower your interest rates on car loans, credit card debt and even home and condo loans. Heck, you can even get rental agencies to waive or reduce fees based on your good credit.

Yes, there is a digital ocean of information on car insurance and home insurance on the internet and in television, print and radio ads. But while it’s all clever, it can be overwhelming and promotional.

That’s the bad news. The good news? You don’t have to go it alone when buying or even comparing insurance options. That’s where independent insurance agents, like Muller Insurance, can help you get the right insurance at the best price. Better yet, you don’t pay for their help.

Whether you’re getting insurance for the first time or reviewing existing policies, independent agents are your best bet for professional guidance when choosing the right kind of protection; deciding whether you have enough insurance—or even too much; if there are any serious gaps in your coverage; or whether you qualify for any discounts.

They can also give you an unbiased evaluation of your unique circumstances, tailor coverages to meet your specific needs and provide ongoing local support in times of crisis. And because they are independent, they can shop around on your behalf to find the best insurance policy prices.

So, relax a little. You’ve got a friend in the business: your independent insurance agent.

The benefits don’t end there. A good credit rating can also translate in lower premiums on all sorts of insurance coverage. Premiums on home, condo/coop, auto and renter’s insurance, among others, can be reduced by as much as 30% for someone with a strong credit score.

Business owners can benefit as well on a wide range of commercial policies. Tie a good credit score into a bundle of insurance policies and premiums can be trimmed even further.

Unfortunately, too often individuals and businesses fail to enjoy of the benefits of a strong score either because they’re looking for policies online and these automated systems don’t take credit scores into account or they’re working with independent agents who don’t factor credit ratings into their insurance premium quotes.

That’s why it always pays to work with a knowledgeable insurance agent, who is willing to take the time to find great policies at the best rates possible. It should also be an agent who can run your credit score right at their office.

Never settle for less when buying insurance. You deserve a selection of great options at the best rates possible.

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