Choosing a waterfront home in the Jersey Shore area can be a dream – beautiful scenery, fresh ocean air, and sand between your toes, right in your backyard. But with waterfront property, some elements can damage your home that you may not even think about. By finding the right insurance plan, you can still live out your dream without the stress of uncontrollable factors. Discover your Jersey Shore insurance options with Muller Insurance.
Homeowner’s Insurance
No matter where you live, it’s important to have homeowners insurance to protect you, your family, and your home from unforeseen causes. Homeowners insurance will cover the necessities in your home that were damaged from things like fires or other sources. It will protect both the exterior and interior of your home, as well as any personal belongings that may have been destroyed.
Homeowner’s insurance also protects you from damage you may have inflicted on other properties, allowing you to deal with these issues without having to worry about out-of-pocket costs. But as a Jersey Shore homeowner, it’s important to explore other coverage options and add-ons that will give you maximum protection.
Flood Insurance
Because the Jersey Shore is on the water, this leaves your property more susceptible to severe flood damage. It’s easy to assume that your basic homeowner’s policy will cover these damages, but this is not true. That’s why it’s essential to have flood insurance so you can become prepared for anything that comes your way.
Dealing with the losses associated with flooding is hard, but it’s even harder when you’re not covered under the proper insurance.
Umbrella Insurance
The Jersey Shore is a hot vacation spot for families and young travelers all over the country. This means that your waterfront home is easily accessible to the public. Whether it’s a shared beach that’s a part of your property or a busy sidewalk that’s close to the boardwalks, any incidents that occur in these areas would be your responsibility. By getting an umbrella policy, you can protect yourself from liabilities and expensive court fees if someone tries to press charges.
You can also tie additional coverage options to your umbrella insurance plan to get the maximum protection needed. These options may include:
- Privacy invasion
- Coverage for people who live with you
- Coverage for recreational vehicles and watercraft
Choose Muller Insurance as Your Guide to Jersey Shore Insurance
Serving communities across NJ, NY, CT, PA, NV, and other states, Muller Insurance works with over 20 leading companies to find the right insurance plan for you at a cost you can afford. We are here to advise you on what your policies mean, what coverage you may need based on your lifestyle, and the best insurance options available. To learn more about our Jersey Shore insurance options, contact us today or request a quote.
