Garden apartments are highly prized and for good reason. While many tenants enjoy their indoor plants or the landscaped grounds of an apartment complex, dwellers of garden apartments usually can walk out their door into a beautiful garden. However, when choosing renters’ insurance for a garden apartment, there are additional considerations to take into account. The independent insurance agents at Muller Insurance can assist tenants with their insurance needs in New Jersey, New York, Connecticut, Pennsylvania, Nevada, and other states.
Get Adequate Renters’ Insurance for Your Garden Apartment
Garden apartments have many perceived benefits, such as making it easy to take your pet out of the building, quick access to parking areas, lessening the need for air conditioning, and eliminating stairways for people with mobility issues. Tenants may even pay lower rent prices. However, there are some potential drawbacks to renting a garden apartment. For instance, being on the ground floor may present a target for burglars, or accidental damage from traffic or passers-by.
The benefit of working with independent insurance agents at Muller Insurance is their ability to examine a variety of policies with multiple insurance companies. In this way, they can help you determine the best fit for renters’ insurance that covers your personal property, including jewelry, fine arts, and other collectibles.
Muller Insurance offers clients policies from our premier partners:
- Chubb Insurance
- Plymouth Rock Insurance
- Travelers Insurance
- Safeco
- The Andover Companies
- Lemonade
- Franklin Mutual Insurance Agency
- Farmers Insurance
- Progressive
- Cumberland Mutual
Increasing Costs Due to Various Factors
When renting a garden apartment, it’s important to consider your level of risk. Is there a greater chance of a guest or delivery person injuring themselves? If you experience theft or a damaging break-in, how much insurance reimbursement would you need to get on with your life?
In addition to these considerations, it may be wise to recognize that the costs of materials are rising and that extreme weather events are occurring more often. What’s more, labor shortages in the trades can add time and cost to any rebuilding or restoration project. Muller Insurance agents can give you personalized assistance when determining your renter’s insurance requirements, and helping you choose an adequate policy.
Find the Right Renters’ Insurance With Muller Insurance
Serving tenants and their insurance needs in more than 30 states, Muller Insurance provides independent agents to help those who need renters’ insurance. Your garden apartment and personal property can be protected against damage. We have been in the insurance business for over 100 years. Let our experience benefit you. Get a quote today.
