Cumberland Mutual is a regional carrier with over 175 years of experience. They’re committed to integrity, financial strength and business excellence.
Insurance Tailored to Your Niche
With Cumberland you receive the flexibility to package a range of insurance coverages and the opportunity to achieve cost savings.
Personal Insurance Lines
Provides coverage for your dwelling, personal property and personal liability. Identity Theft Resolution Services also included. A home can be a person’s most valued asset. Homeowners need to protect it and their possessions, financially and legally. When a problem occurs, Homeowners need to trust their insurance company will come to their need.
Combination Dwelling Insurance
Provides coverage for a dwelling that you own and rent to others. Owning and managing multi-family apartment complexes, residential condominium associations and rental properties requires the right kind of habitational insurance from the right kind of company.
Provides coverage for your personal property and personal liability, if you rent a home or apartment. Identity Theft Resolution Services also included.
Provides coverage on contents and on any part of the building which the unit-owner is required to insure by written agreement with the condominium association. Identity Theft Resolution Services also included.
Personal Automobile Insurance
Provides coverage for your personal vehicles for damages and liabilities.
Personal Umbrella Insurance
Provides an additional $1 million to $5 million of liability protection.
Commercial Insurance Lines
Commercial Auto Insurance
Provides coverage for vehicles owned by your business for damages and liabilities.
Provides coverage for small to medium size businesses for Property, Liability, Loss of Income and other optional coverages.
Data Compromise Insurance
Covers the expense to respond to a data breach and includes services to assist a business’ clients, employees and others affected by the breach.
Employment Practices Liability Insurance
Protects small business employers from claims brought by employees alleging discrimination, wrongful termination, retaliation or sexual harassment.
Equipment Breakdown Insurance
Equipment Breakdown coverage responds to the cost to repair or replace mechanical, electrical or pressure systems equipment that suffers a breakdown.
Owning and managing multi-family apartment complexes, residential condominium associations, and rental properties requires the right kind of habitational insurance from the right kind of company.
Provides coverage for your business against claims from others for bodily injury and property damage.
Provides coverage for your business building and/or contents from loss caused by covered perils.
Artisan Contractors Insurance
Provides small artisan contractors with coverage for business liability and optional property coverage including buildings, contents, tools and equipment.
Workers’ Compensation Insurance
Provides statutory benefits for your employees who are injured on the job. Also provides Employers Liability Coverage.
Provides increased limits of liability above your existing liability policies.