Whether relaxing at home, taking the kids to soccer practice, or enjoying an evening on the water, you want to live your life without worry. This is where comprehensive insurance coverage comes in. Comprehensive coverage from companies like Chubb protects every area of life for your peace of mind.
As an independent agency, Muller Insurance, located in Hoboken, New Jersey, works with a selection of prominent insurance companies, including Chubb. Here, we explore why homeowners choose Chubb in New Jersey for comprehensive protection for their homes, cars, and more.
Why Choose Chubb?
Chubb takes pride in serving people not just as claims and numbers but as living clients. They go the extra mile to ensure customer satisfaction, resulting in a 97% satisfaction rate. This commitment leads to great benefits for their customers, including:
- Personalized plans: Chubb tailors its coverage to prioritize your needs and preferences, advocating on your behalf to get you the coverage you need.
- Fast response: Chubb adjusters are trained to respond to new claims within 24 hours. Once claims are approved, payouts are issued within 48 hours.
- Keeping comforts: Chubb finds you somewhere comfortable to stay while your home is being repaired. After an auto claim, they’ll cover a rental.
- No gaps: Chubb helps to eliminate gaps in your coverage. Instead of patchwork protection, you are assured truly comprehensive coverage.
- Proactive prevention: Chubb doesn’t just react to problems as they occur— it also helps you stop them in the first place with preventative measures.
Types of Coverage Available
When homeowners choose Chubb, they aren’t just looking for a home policy. Chubb’s Masterpiece policies offer comprehensive coverage for every area of life, from home comforts to a day out on the water. Some of the coverage options include:
Homeowners
Chubb sets a high standard for homeowners insurance. Its policies don’t just cover market value—in the event of a covered loss, Chubb pays for full restoration, whether your home is a historic brownstone or brand-new construction. This coverage includes materials, labor, and even designer fees for custom detailing.
Renovation or Construction
Are you planning a major renovation project? Significant construction comes with an increased risk of accidental fire, water, or other kinds of damage. Chubb covers you in case of a construction-related loss, helping you repair the damage and get your project back on schedule.
Auto
If you’re in a covered accident, Chubb auto insurance will restore your car to pre-claim condition. It will also pay for a rental vehicle that suits your lifestyle, allowing you to maintain your normal activities until repairs are complete. Classic car insurance is also available for one-of-a-kind vehicles.
Umbrella
Umbrella policies kick in when the built-in liability limits of your other policies, including home and auto insurance, aren’t enough to cover unexpected costs incurred by an accident or lawsuit. Chubb’s liability limits are some of the highest available.
Fine Art and Jewelry
Typical homeowner’s policies are designed to protect your home and its contents but may offer limited protection for valuable belongings. Chubb’s Masterpiece jewelry, fine arts, and collections policies provide extra coverage to replace fine art, jewelry, and other special possessions.
Cyber Protection
In the computer age, digital data is important to our livelihoods. Protecting this data is just as important as protecting your house and car, which is why Chubb offers Cyber Protection coverage in case of a digital attack, hack, or other related threats.
Recreational Marine
Your everyday drive is protected – but what about the vehicles you own and use for fun? Whether you own a sailboat, runabout, or yacht, make sure your boat is protected so you can enjoy the water without worry or distraction.
Finding the Right Agent
Of course, insurance is not one size fits all. Every household is different, with a unique lifestyle and financial needs. You want to be sure that you receive the protection you need to enjoy peace of mind.
The main benefit of working with an independent agency like Muller Insurance is that they don’t represent only one provider. Rather than selling only Chubb policies, we work with over 20 leading names including Lemonade, Andover, and Farmers. This allows us to pick and choose policies to meet our customers’ needs. We can help you find the best coverage for the best rates, so you don’t need to compromise. Once you choose a provider, we also help you identify opportunities to bundle to save on protection.
Learn More About Chubb in New Jersey
Protect your lifestyle and your peace of mind with comprehensive coverage from Chubb in NJ. Muller Insurance represents Chubb and other leading providers for homeowners in NJ and beyond, with a reputation built over 118 years of service. Contact us today to learn more about our policy options for comprehensive protection, or request a quote to get started.
