Google

Shore Properties

Shore Properties

Shore Properties2023-11-07T15:59:05-05:00

Shore Property Insurance in NJ, NY, CT, MA, DE, and MD

When you own a home or other property within a certain distance from a coastline, it’s important to protect your second home with the right insurance coverage. Shore property insurance is a bit different from standard homeowners insurance, which will cover damage from fire, but it may not cover damage from floods. Shore property insurance accounts for the differences between inland and coastal environments. You may experience more damage for a home located on the shore due to a tropical storm or hurricane than one located farther inland.

Finding The Right Shore Property Policy

This will mean getting the right balance of coverage – at the right cost – for your situation. You may also be required to get certain types of additional coverage if you are in a designated flood zone or coastal region, such as flood insurance. Flood insurance provides building property coverage and personal contents coverage to help you recover. Flood insurance does not cover all damages. These differences can be sorted out with the help of Muller Insurance.

Do You Have Added Risks?

Does your shore property have a swimming pool or do you have a boat or jetski? You are at a greater risk if someone gets hurt on your property. Having umbrella insurance could protect you if something happens.

Is Your Shore Property Being Rented Out?

Many people rent out their summer home for part or all of the summer season. Muller Insurance can help sort out if you will need to carry special insurance like business insurance, landlord or tenant-occupied dwelling insurance.

Protect Your Shore Property Today

Muller Insurance is your go-to for shore property insurance. Operating throughout Atlantic, Cape May, Monmouth, and Ocean Counties in New Jersey, as well as in New York, Connecticut, Pennsylvania, and other states, Muller Insurance can help guide you through the world of coastal insurance and get you the policy you need.

Flood Insurance Companies We Represent

Neptune Flood Logo
Wright Flood Insurance logo
Selective Flood Insurance logo
Houses along the beach

Get the Lowest Possible Pricing!

Want help determining which coverage is best for your needs?

Call our advisors today.
201-659-2403

In a Hurry?
Fill out our Quick Quote.

Licensed in Over 30 States

US map of states we insure in

Additional Resources

Insuring Your Shore Property

Whether you’re thinking of purchasing a coastal getaway or you already own a secondary home, condo, or piece of land by the sea, you’re probably aware of the unique challenges

Our Recent Reviews

4.8
112 User Reviews

Call Us Today

We are here for all of your insurance needs!

Go to Top